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There, I am accountable to the board for operational performance, regulatory readiness and product — building the controls, data and governance a tokenised real-world asset needs to stand up to regulators, banks and investors. It is hands-on work at exactly the intersection this panel is about: new technology, real money, and rules still being written.\nAlongside ZvemaGold, I work as principal in emerging market finance and technology ventures, advising founders and boards and leading M&A and deal-making mandates across the GCC, Africa and Europe. My advisory work spans group finance, corporate finance and ERP-led transformation for multi-entity, cross-border businesses, including finance-projects leadership for a European multinational investment group.\nMy operating career built the foundation: VP Finance at DesertCart (cross-border e-commerce, $100M+ across five countries), Head of Finance at The Student Hub Online (where I led a $15M debt restructuring), Head of Finance – E-Commerce at JSE-listed TFG (bash.com), and Group Financial Manager at OLX Group.\nOn the \"AI Governance, Liability & Risk\" panel, I’ll speak from live experience: who owns the risk when a model or a new asset class sits inside the workflow, where liability actually lands across jurisdictions, and which controls are worth the friction. Practical positions over predictions — the questions I answer as a finance leader before something breaks, not after.\nI hold a Master’s Degree in Professional Accountancy from the University of London and am a UK-qualified ACCA.",{"_uid":1432,"hide":14,"title":1433,"picture":1434,"seeMore":231,"category":1439,"location":18,"subtitle":1440,"checkmark":18,"component":235,"socialNetworks":1441,"hoverDescription":1448},"122fad7c-b502-413a-bc03-a619d3aa840d","Jonas Blaschke",{"id":1435,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1436,"copyright":18,"fieldtype":20,"meta_data":1437,"is_external_url":14},213538342222000,"https://a.storyblok.com/f/146026/669x706/d0fbee40f1/jonas.jpeg",{"size":1438},"669x706",[],"Chief Financial and Operations Officer, Nosh.bio",[1442],{"tag":18,"_uid":1443,"hide":14,"icon":1444,"link":1446,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"8201d9c2-fff2-45fc-a7fb-b279e5e9651a",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1445,"is_external_url":14},{},{"id":18,"url":1447,"linktype":245,"fieldtype":41,"cached_url":1447},"https://www.linkedin.com/in/jonasblaschke/","Jonas Blaschke is COO & CFO at Nosh, a Berlin-based industrial biotech scaling fungi-based protein fermentation. He spent eight years at McKinsey before moving into operating roles as a business unit lead at logistics-tech scale-up Hive. He holds an MBA from INSEAD Business School and a master's from the University of Oxford.",{"_uid":1450,"hide":14,"title":614,"picture":1451,"seeMore":231,"category":1455,"location":18,"subtitle":1456,"checkmark":18,"component":235,"socialNetworks":1457,"hoverDescription":1464},"ec6f00ba-a902-4c60-b5af-c8f879203850",{"id":1452,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1453,"copyright":18,"fieldtype":20,"meta_data":1454,"is_external_url":14},216058094937195,"https://a.storyblok.com/f/146026/800x800/73de8af4bf/dav.jpeg",{},[],"Co Founder, Zanda",[1458],{"tag":18,"_uid":1459,"hide":14,"icon":1460,"link":1462,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"cdb15dcd-9afa-42f5-9b43-f07b3f7ff87e",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1461,"is_external_url":14},{},{"id":18,"url":1463,"linktype":245,"fieldtype":41,"cached_url":1463},"https://www.linkedin.com/in/davmasaon/","Dav Masaon has over 20 years of experience within the Talent space and quickly rose up the ranks at a global FTSE recruitment firm, working in leadership roles, recruiting across different sectors and providing strategic direction. Dav has worked across different markets globally and successfully delivered on senior mandates across the US, UK, Asia and Europe. 5 years ago, Dav, co-founded executive search firm Zanda, which has scaled rapidly across both New York and London. He is passionate about the tech start-up ecosystem, being a Mentor at Founders Institute and an angel investor. With this knowledge and passion, Zanda was set up to work exclusively with high-growth technology firms, who are in need of expert talent advice, to ensure they can scale up successfully.",{"_uid":1466,"hide":14,"title":751,"picture":1467,"seeMore":231,"category":1471,"location":18,"subtitle":1472,"checkmark":18,"component":235,"socialNetworks":1473,"hoverDescription":1480},"14ef2821-bd0b-468c-8f08-af6623ddb201",{"id":1468,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1469,"copyright":18,"fieldtype":20,"meta_data":1470,"is_external_url":14},214936746809393,"https://a.storyblok.com/f/146026/906x886/d05e313a41/bruno.jpeg",{},[],"Director, Finance & Data Analytics, Planhat",[1474],{"tag":18,"_uid":1475,"hide":14,"icon":1476,"link":1478,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"b6b151ff-7c91-47a0-9ea1-5cb5c4598e30",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1477,"is_external_url":14},{},{"id":18,"url":1479,"linktype":245,"fieldtype":41,"cached_url":1479},"https://www.linkedin.com/in/bdobruno/","Bruno is the Director, Finance & Data Analytics at Planhat, a Series B customer success platform in Stockholm. He owns the data and automation layer that Finance and Ops run on: pipelines, models, process automation, and AI on top.",{"_uid":1482,"hide":14,"title":695,"picture":1483,"seeMore":231,"category":1488,"location":18,"subtitle":1489,"checkmark":18,"component":235,"socialNetworks":1490,"hoverDescription":1497},"f36ec8ac-1f42-459c-9675-46e6f2000bcf",{"id":1484,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1485,"copyright":18,"fieldtype":20,"meta_data":1486,"is_external_url":14},221022974071852,"https://a.storyblok.com/f/146026/300x300/7fd6ed4d6d/sahil.jpeg",{"size":1487},"300x300",[],"Senior Financial Controller, Elli (Volkswagen Group Charging)",[1491],{"tag":18,"_uid":1492,"hide":14,"icon":1493,"link":1495,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"c3273ae6-f0a7-4365-8e40-77f67fc275ac",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1494,"is_external_url":14},{},{"id":18,"url":1496,"linktype":245,"fieldtype":41,"cached_url":1496},"https://www.linkedin.com/in/sahilrkamani/","Sahil is a Berlin-based senior finance leader \nwho moved from capital markets and regulation \ninto operational FP&A across: \n\n-fintech, \n-manufacturing, \n-e-commerce, \n-education, \nand energy infrastructure. \n\nHe specializes in controlling, cost optimization, and building processes for companies in hypergrowth or restructuring, and he operates fluently across cultures and systems.\n\nFollowing his MBA from Mannheim Business School, \nhe transitioned into operational finance and is currently part of the Controlling and FP&A team at Elli - a brand within the Volkswagen Group.",{"_uid":1499,"hide":14,"title":225,"picture":1500,"seeMore":231,"category":1502,"location":18,"subtitle":1503,"checkmark":18,"component":235,"socialNetworks":1504,"hoverDescription":1510},"9db9445b-bc9d-4c96-83a7-701ece8830d2",{"id":227,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":228,"copyright":18,"fieldtype":20,"meta_data":1501,"is_external_url":14},{},[],"Finance Manager, Amazon",[1505],{"tag":18,"_uid":1506,"hide":14,"icon":1507,"link":1509,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"7e572233-230f-4cbc-9154-c721c30caa0c",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1508,"is_external_url":14},{},{"id":18,"url":244,"linktype":245,"fieldtype":41,"cached_url":244},"Dhanashree Nene is a Finance Manager at Amazon, partnering with North America Operations and PXT leadership on strategic planning, financial performance, and business transformation. Previously Senior FP&A Manager at Sequoia Capital, she brings 15 years of experience across strategic finance, FP&A, and business partnering. Her focus includes leveraging GenAI and automation to accelerate decision-making and elevate finance as a strategic business partner across complex organizations.",{"_uid":1512,"hide":14,"title":1513,"picture":1514,"seeMore":231,"category":1519,"location":18,"subtitle":1520,"checkmark":18,"component":235,"socialNetworks":1521,"hoverDescription":1528},"a7b75df4-db2e-46ce-9391-3d1f497d5ec9","Jeremy Zheng",{"id":1515,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1516,"copyright":18,"fieldtype":20,"meta_data":1517,"is_external_url":14},220955580351488,"https://a.storyblok.com/f/146026/4469x6701/4b3f0411dc/jeremy.jpeg",{"size":1518},"4469x6701",[],"Senior Financial Controller, flaconi ",[1522],{"tag":18,"_uid":1523,"hide":14,"icon":1524,"link":1526,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"d5d7528d-e2b2-488b-813d-9b5b762b8d26",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1525,"is_external_url":14},{},{"id":18,"url":1527,"linktype":245,"fieldtype":41,"cached_url":1527},"https://www.linkedin.com/in/zhengjeremy/","Senior financial controller with experience in both SMEs and corporates focusing today on finance engineer work",{"_uid":1530,"hide":14,"title":1531,"picture":1532,"seeMore":231,"category":1537,"location":18,"subtitle":1538,"checkmark":18,"component":235,"socialNetworks":1539,"hoverDescription":1546},"390ec51a-728a-4cc7-8356-69a7419e3399","Ghania Aslam ",{"id":1533,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1534,"copyright":18,"fieldtype":20,"meta_data":1535,"is_external_url":14},223801223026749,"https://a.storyblok.com/f/146026/1563x2413/8441e6a4fd/ghania-aslam.jpeg",{"size":1536},"1563x2413",[],"Managing Director, Blulotus",[1540],{"tag":18,"_uid":1541,"hide":14,"icon":1542,"link":1544,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"3c345f4d-0a46-48ad-b7ab-36e62cd19de1",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1543,"is_external_url":14},{},{"id":18,"url":1545,"linktype":245,"fieldtype":41,"cached_url":1545},"linkedin.com/in/ghaniaaslam","With over 20 years in finance transformation across the Big Four (PwC and KPMG) and industry roles, Ghania has spent her career helping FTSE 100 businesses and PE-backed mid-market companies fundamentally reshape how their finance functions operate. A qualified accountant and award-winning transformation director, she brings deep expertise in system and process change from ERP implementations (NetSuite, Oracle Fusion, Microsoft Dynamics, SAP) and finance operating model design through to M&A integration, carve-outs, close acceleration, and exit readiness preparation. In 2026, Ghania co-founded Blulotus, a finance transformation consultancy focused exclusively on ambitious, PE-backed mid-market businesses ready to fix their finance function as a competitive advantage, bringing the rigour of Big Four delivery with the responsiveness of a dedicated boutique practice.",{"_uid":1548,"hide":14,"title":891,"picture":1549,"seeMore":231,"category":1553,"location":18,"subtitle":1554,"checkmark":18,"component":235,"socialNetworks":1555,"hoverDescription":1562},"88ef6956-4f63-4273-81e9-619c00b57283",{"id":1550,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1551,"copyright":18,"fieldtype":20,"meta_data":1552,"is_external_url":14},223801857505396,"https://a.storyblok.com/f/146026/800x800/819c32565c/1746993395132.jpeg",{},[],"General Manager (FR-BE-NL-Southern Europe)",[1556],{"tag":18,"_uid":1557,"hide":14,"icon":1558,"link":1560,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"c4799f5c-1413-421e-8662-0e16338d8beb",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1559,"is_external_url":14},{},{"id":18,"url":1561,"linktype":245,"fieldtype":41,"cached_url":1561},"https://www.linkedin.com/in/pierre-patcina-20929ab3/","Pierre Patcina is General Manager for France, Benelux, and Southern Europe at Spiko, a treasury-management fintech that lets companies earn daily yield on their cash without ever locking up their funds with €2.5 billion in assets under management. Pierre builds and leads Spiko's sales team across France and five other European countries. Their mission: to put their expertise at the service of finance departments and challenge their traditional approaches to cash management, giving them access to a tool with no equivalent in Europe.",{"_uid":1564,"hide":14,"title":852,"picture":1565,"seeMore":231,"category":1569,"location":18,"subtitle":1570,"checkmark":18,"component":235,"socialNetworks":1571,"hoverDescription":1578},"7b7846e8-6a8e-4177-9d80-e2308bbe0cc2",{"id":1566,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1567,"copyright":18,"fieldtype":20,"meta_data":1568,"is_external_url":14},225191282448041,"https://a.storyblok.com/f/146026/676x697/3ec13410f6/geoffrey-riquet.png",{},[],"Regional Manager, Avalara",[1572],{"tag":18,"_uid":1573,"hide":14,"icon":1574,"link":1576,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"d6121d1e-03fb-4b25-8f86-ba3634f9a6ef",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1575,"is_external_url":14},{},{"id":18,"url":1577,"linktype":245,"fieldtype":41,"cached_url":1577},"https://www.linkedin.com/in/geoffroyriquet/","International sales leader and SaaS commercial executive with over 20 years of experience driving revenue and cross-border expansion across technology, financial services, and industrial sectors. Currently serving as Regional Sales Manager at Avalara, I helps businesses automate and streamline global tax compliance. I combine hands-on consultative sales expertise with a track record in leadership and people management, operating fluently across English, French, and Spanish.",{"_uid":1580,"hide":14,"title":1581,"picture":1582,"seeMore":231,"category":1587,"location":18,"subtitle":1588,"checkmark":18,"component":235,"socialNetworks":1589,"hoverDescription":1596},"239bddcb-7e78-4060-86e2-f88eb80f9d7b","Egor Zabralov",{"id":1583,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1584,"copyright":18,"fieldtype":20,"meta_data":1585,"is_external_url":14},225265328023022,"https://a.storyblok.com/f/146026/6000x3376/cb6908a2fb/egor-zabralov.jpg",{"size":1586},"6000x3376",[],"CFO, Arctec 3D",[1590],{"tag":18,"_uid":1591,"hide":14,"icon":1592,"link":1594,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"35dc1d07-67e4-4690-b416-577b1fa7408e",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1593,"is_external_url":14},{},{"id":18,"url":1595,"linktype":245,"fieldtype":41,"cached_url":1595},"https://www.linkedin.com/in/egor-zabralov-b62991a/https://www.linkedin.com/in/pauline-glikman-44b7bb16/","Chief Financial Officer at Artec 3D and based in Luxembourg. Ben holding the CFO role since 2015. Joined Artec 3D in 2013 as Financial Controller and was promoted to Chief Financial Officer in 2015. At Artec 3D he is part of a leadership team that includes President and CEO Artyom Yukhin and CTO Gleb Gusev. Started his career in 2007 as an auditor at Deloitte, then worked as an Associate in boutique consulting company. From 2011 to 2013 headed the finance department at Troika Ventures. Holds a specialist degree in Economics from Moscow State University",{"_uid":1598,"hide":14,"title":1599,"picture":1600,"seeMore":231,"category":1604,"location":18,"subtitle":1605,"checkmark":18,"component":235,"socialNetworks":1606,"hoverDescription":1613},"25c2e5ed-7c14-4003-8b98-561b52512f86","Jorge Lluch ",{"id":1601,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1602,"copyright":18,"fieldtype":20,"meta_data":1603,"is_external_url":14},225591408817118,"https://a.storyblok.com/f/146026/1683x1592/284a602efb/jorge-lluch.jpeg",{},[],"COO/CFO and Co-Founder, Abacum",[1607],{"tag":18,"_uid":1608,"hide":14,"icon":1609,"link":1611,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"d3aac8ff-0ac1-43f3-a8a8-11959e7e0b26",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1610,"is_external_url":14},{},{"id":18,"url":1612,"linktype":245,"fieldtype":41,"cached_url":1612},"https://www.linkedin.com/in/jorgelluch/","Husband, 3x Father, Founder, Engineer and Sports Freak. I studied engineering due to my passion for technology (and video games) and started my career in the European Space Agency. Afterward, I moved into management consulting and investment banking, before spending over 10 years as CFO and COO in fast-growing startups. Where I had the great opportunity to work with amazing founders, who inspired me to try to become an entrepreneur myself and also suffered firsthand the pain of having to do all Financial Planning manually, with a lot of manual processes, really low efficiency, and poor collaboration. I'm extremely happy that for the last few years, I have been working alongside my friend Julio Martínez to build the tool we wished we had.",{"_uid":1615,"hide":14,"title":1616,"picture":1617,"seeMore":231,"category":1621,"location":18,"subtitle":1622,"checkmark":18,"component":235,"socialNetworks":1623,"hoverDescription":1630},"24ec1ae6-8f2c-4ca5-ac71-fea5bc2892d9","Pauline Glikman",{"id":1618,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1619,"copyright":18,"fieldtype":20,"meta_data":1620,"is_external_url":14},225192219031312,"https://a.storyblok.com/f/146026/800x800/5158ebe9b0/pauline-glikman.jpeg",{},[],"CEO, Payflows",[1624],{"tag":18,"_uid":1625,"hide":14,"icon":1626,"link":1628,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"6d0768fb-a091-4463-b06d-f1fb444c773f",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1627,"is_external_url":14},{},{"id":18,"url":1629,"linktype":245,"fieldtype":41,"cached_url":1629},"https://www.linkedin.com/in/pauline-glikman-44b7bb16/","Pauline Glikman is CEO and co-founder of Payflows, the Paris-founded agentic finance platform helping finance teams apply AI across AP, procurement, treasury and the monthly close. Before founding Payflows in 2022, she was VP Operations at Luko and held roles at Airbnb, where she saw first-hand how fragmented systems slow finance teams down.",{"_uid":1632,"hide":14,"title":1633,"picture":1634,"seeMore":231,"category":1638,"location":18,"subtitle":1639,"checkmark":234,"component":235,"socialNetworks":1640,"hoverDescription":1647},"74b38ff0-c755-4849-9c73-8f6a618a7601","Rod Ardant",{"id":1635,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1636,"copyright":18,"fieldtype":20,"meta_data":1637,"is_external_url":14},225595246515498,"https://a.storyblok.com/f/146026/1865x1663/0c215262a0/rod-ardant.jpg",{},[],"Co Founder & President, Spendesk",[1641],{"tag":18,"_uid":1642,"hide":14,"icon":1643,"link":1645,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"983d8e52-d35c-496e-a233-b87c92d2c2dc",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1644,"is_external_url":14},{},{"id":18,"url":1646,"linktype":245,"fieldtype":41,"cached_url":1646},"https://www.linkedin.com/in/rodolpheardant/","Rodolphe Ardant is the co-founder and President of Spendesk, the leading spend management and procurement platform that transforms company spending.\nBefore Spendesk, Rod was founder in residence at startup studio eFounders, COO for the car rental startup Drivy, and founder of Wozaik, a digital advertising startup acquired by Solocal Group in 2013.",{"_uid":1649,"hide":14,"title":1650,"picture":1651,"seeMore":231,"category":1655,"location":18,"subtitle":1656,"checkmark":234,"component":235,"socialNetworks":1657,"hoverDescription":1664},"0faffb06-e39a-4284-8d35-20cfedeecc15","Pauline Babel",{"id":1652,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":1653,"copyright":18,"fieldtype":20,"meta_data":1654,"is_external_url":14},84333384417301,"https://a.storyblok.com/f/146026/891x882/5480a3dc4e/pauline-babel.jpg",{},[],"CFO, Spendesk",[1658],{"tag":18,"_uid":1659,"hide":14,"icon":1660,"link":1662,"type":18,"label":18,"style":246,"component":247,"onClickEvent":18,"openInANewTab":47,"horizontalFill":14},"eef61463-4822-4baa-9e96-bf58cfbd5185",{"id":240,"alt":18,"name":18,"focus":18,"title":18,"source":18,"filename":241,"copyright":18,"fieldtype":20,"meta_data":1661,"is_external_url":14},{},{"id":18,"url":1663,"linktype":245,"fieldtype":41,"cached_url":1663},"https://www.linkedin.com/in/pauline-bell%C3%A9e-babel-55413b28/","Pauline Bellée-Babel is the Chief Financial Officer at Spendesk, where she leads strategic and operational finance to drive the company’s next phase of sustainable growth. 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